Earn an extra 4% Cash Back on every Rakuten purchase.2 Apply quickly, start using your Card instantly, and pay no annual fee.3
Cash Back on Rakuten purchases2
Cash Back on Rakuten Dining2
Cash Back onGroceries and restaurants2
Cash Back onEverything else2
The Rakuten American Express® Card is issued by First Electronic Bank, pursuant to a license from American Express. American Express and the American Express logos are trademarks of American Express Company and its affiliates. The Rakuten American Express® Card is powered by Imprint Payments, Inc.
See how much more Cash Back you could earn in one year based on your monthly spending.
Rakuten purchases: Earn an extra 4% Cash Back on top of what you earn with Rakuten.2
Rakuten Dining: Earn an extra 5% Cash Back on top of the 5% Cash Back at Rakuten restaurant partners.2
Groceries and restaurants: Earn on everyday essentials, wherever you shop or dine.2
Everything else: Because every purchase, big or small, deserves to be rewarded.2
Enjoy experiences, offers, and protections—just for Rakuten American Express® Cardmembers.
Amex Offers rewards you at places you like to shop, dine, travel, and more. To enroll, simply add offers to your eligible card. Then use that same Card on qualifying purchases and watch the rewards roll in.5
With The Rakuten American Express® Card, you’ll enjoy all that Amex has to offer across music, theater, sports, and more.6
Coverage on eligible items that are damaged or stolen within 90 days of purchase.7
Coverage that doubles the original manufacturer's warranty up to 12M.7

Crafted with steel and available in two colors, the Rakuten American Express® Card is more than a rewards card. It’s a statement.
Apply NowSee if you’re approved before any impact to your credit score.4
Apply NowRakuten partners with Imprint to issue the Rakuten American Express® Card and manage your rewards.