The Rakuten American Express® Card

Earn an extra 4% Cash Back

Get an extra 4% Cash Back when you shop with Rakuten and 1% everywhere else.¹ No annual fee.²

See if you’re approved before any impact on your credit score.³

This Card is issued by First Electronic Bank pursuant to a license from American Express. American Express is a registered trademark of American Express. The Rakuten American Express® Card is powered by Imprint Payments, Inc.

Apply Now

See if you’re approved before any impact on your credit score.³

Earn more every time you shop

Stack Cash Back on top of Cash Back

+4%

Rakuten purchases: Earn an extra 4% Cash Back on top of what you earn with Rakuten.¹

10%

Rakuten Dining: Earn an extra 5% Cash Back on top of the 5% Cash Back at Rakuten restaurant partners.¹

Earn Cash Back on all other purchases

2%

Groceries and restaurants: Earn on everyday essentials, wherever you shop or dine.¹

1%

Everything else: Because every purchase, big or small, deserves to be rewarded.¹

More Cash Back? How much more?

Use what you know about your monthly spending to see what your annual Cash Back earnings could be.¹

Thank you! Your submission has been received!

Oops! Something went wrong while submitting the form.

American Express Network benefits

Enjoy experiences, offers, and protections—just for Rakuten American  Express® Cardmembers.

Amex Offers

Amex Offers rewards you at places you like to shop, dine, travel, and more. To enroll, simply add offers to your eligible card. Then use that same Card on qualifying purchases and watch the rewards roll in.⁵